What You Should Know About Your Retirement Plan
http://www.dol.gov/ebsa/publications/wyskapr.html
You also can contact the Department of Labor concerning your rights under ERISA electronically at askebsa.dol.gov or by calling toll free 1-866-444-3272. Unless your break in service with the company was 5 years or a time equal to the length of your pre-break employment, whichever is greater, you likely can count that time prior to your break
Disability Rights UK
http://www.disabilityrightsuk.org/
Read more Disability Rights UK aims to ensure that disabled people can achieve potential and aspirations through education, skills, training and employment Read more Get Yourself Active is a a new project around improving access to sport and physical activity
Independent Health Complaints Advocacy - SEAP
http://www.seap.org.uk/services/nhs-complaints-advocacy/
How can we help you? We will provide you with a Self Help Information Pack to help you make a complaint about your care or treatment using the NHS Complaints Procedure. Note: If your complaint is about private healthcare, or a private care or nursing home, and you have paid for treatment or used medical insurance, you will need to contact the healthcare provider to find out what their complaints procedure is
Apply for a free EHIC card - Healthcare abroad - NHS Choices
http://www.nhs.uk/NHSEngland/Healthcareabroad/EHIC/Pages/about-the-ehic.aspx
Report this content as offensive or unsuitable comment id 36644 seasidesalts said on 23 April 2013 What a straightforward process! Just used online application to add youngest child when the rest of the family already has cards. Why does it come up first if it's not the official one? How can the NHS allow this to happen?Are the cardcs we've been issued with genuine? Report this content as offensive or unsuitable comment id 28057 John99 said on 08 August 2012 Site is now up again, but the form will not complee
http://www.thepensionsregulator.gov.uk/employers/staging-date.aspx
Business advisers DC scheme management Changes for DC schemes Risk management Investment management Record-keeping Administration Maintaining contributions Conflicts of interest Value for money Member communication Retirement options Check the quality of your clients' schemes Work-based personal pensions Automatic enrolment guide for business advisers What is automatic enrolment? Does automatic enrolment apply to your clients? What is your role in automatic enrolment? 1. Watch our Trustee knowledge and understanding webinar Individuals Public service Document Library Automatic enrolment detailed guidance Guide for software developers Regulatory guidance Codes of practice Code-related guidance Consultations Open Closed awaiting response Closed with response Pension guides Learning resources Statements Research and analysis Strategy and policy Determinations Procedures for cases Published determinations The Determinations Panel Section 89 reports Forms available for download Featured DB code DC code Consultations Automatic enrolment Workplace pensions law has changed and every employer must comply
http://citywire.co.uk/money/qanda-what-is-the-state-pension-triple-lock-guarantee/a686253
report this George Morley Jun 19, 2013 at 16:59 Part timer asks "What is a rich pensioner?" Well , that as he says has not been defined but I can tell you what is a poor pensioner and that is one that lives in a Commonwealth country or various others around the world that are frozen. It is paid from contributions which are not taxes and they go into the NI fund.If you have got this wrong then your whole argument is suspect.As you cannot grasp this I do not intend to return to comment as I have better things to do in the real world
http://www.thisismoney.co.uk/money/experts/article-2241112/If-I-leave-husband-I-half-pension.html
If he is a part of the 1995 NHS scheme she will be entitled to half of his pension for life.If he is part of the 2008 scheme, she will be entitled to 37.5 per cent of his pension for life. Do I need a pension as well as my husband? If the couple were to separate but not divorce, this woman would not be entitled to any pension income until her husband dies, at which point she would be eligible for a survivor's pension.This pension, which in its NHS form is available to legal spouses, civil partners and nominated partners, would be paid for life even if the person remarries, forms a civil partnership or co-habits following a spouse's death.As such, the lady in question would be entitled to a portion of her husband's pension pot that has accrued since April 6, 1988, which was when the state first decided to provide widows and widowers pensions for membership after this date.How much depends on which scheme he is a part of
Sharing your data with the NHS - Health records - NHS Choices
http://www.nhs.uk/NHSEngland/thenhs/records/healthrecords/Pages/care-data.aspx
The role of the Health and Social Care Information Centre (HSCIC) is to ensure that high quality information is used appropriately to improve patient care. Oh yes, of course, imagine the absolute horror of someone 'opting out for you without you knowing or wishing to' (which is something I read explaining why we have to get a form from our GP!!)
http://thepensionsregulator.gov.uk/employers/know-your-staging-date.aspx
Business advisers DC scheme management Changes for DC schemes Risk management Investment management Record-keeping Administration Maintaining contributions Conflicts of interest Value for money Member communication Retirement options Check the quality of your clients' schemes Work-based personal pensions Automatic enrolment guide for business advisers What is automatic enrolment? Does automatic enrolment apply to your clients? What is your role in automatic enrolment? 1. Watch our Trustee knowledge and understanding webinar Individuals Public service Document Library Automatic enrolment detailed guidance Guide for software developers Regulatory guidance Codes of practice Code-related guidance Consultations Open Closed awaiting response Closed with response Pension guides Learning resources Statements Research and analysis Strategy and policy Determinations Procedures for cases Published determinations The Determinations Panel Section 89 reports Forms available for download Featured DB code DC code Consultations Automatic enrolment Workplace pensions law has changed and every employer must comply
http://www.sor.org/news/new-earnings-based-nhs-pension-scheme
Your personal independent financial advisor should be able to help and an explanation of the numbers in your particular case should be available from your trust employer pensions officer. You will be able to take those pensions benefits based on your eventual final salary (at the time you take that portion of your pension) at the normal pension age (NPA) for that part of the scheme (60 for the 1995 part and 65 for the 2008)
http://bma.org.uk/practical-support-at-work/pensions/faq-nhs-injury-benefit-scheme
The scheme is set to be replaced by a new arrangement in which eligibility for an injury benefit will be incorporated into the terms and conditions of NHS employment (except for self employed GPs) and both the current TIA and PIB schemes will be removed. How could a successful claim for damages and compensation affect my PIB? If you are awarded damages and compensation for the injury or illness, this will be taken into account when the level of PIB is assessed
http://www.unison.org.uk/get-help/pensions/nhs-pension-scheme/overview/
Protection Protection is the arrangement under which certain members of the NHS Pension scheme will remain in their current section of the NHS Pension Scheme indefinitely or will move to the new scheme at a later date, depending on the form of protection they have. Therefore, it is likely that a move to the 2008 section will be beneficial for a larger number of people than when the original Choice Exercise took place, because many members will now feel they will have to work longer due to the increase in the SPA and NPA in the 2015 scheme
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